
We believe that you should never have to choose between family-building and finances. Fertility Access helps people fulfill their dreams of parenthood with its smart, simple, and affordable financial programs.
Save as much as 40% on treatment costs when you bundle multiple IVF cycles with our discounted package prices. By offering multiple cycles at an affordable cost, you can feel confident knowing you have the best chance of building your family without the burden of surprise treatment costs.
Save as much as 40% on treatment costs when you bundle multiple IVF cycles with our discounted package prices. By offering multiple cycles at an affordable cost, you can feel confident knowing you have the best chance of building your family without the burden of surprise treatment costs.
Simple
+ Smart
East to understand financial solutions to help you through the many unknowns during your fertility journey.
Save up to
40% on Treatment
Affordable refund and discount programs that allow you to focus on treatment.
80% take
home a baby
Peace of mind knowing that 80% of participants take home a baby.
simple + smart solutions
Easy to understand financial solutions that put you on the right path during your fertility journey.


fewer out-of-pocket costs
Focus more on your fertility treatment and less on financial unknowns.
bringing home a baby
Gain peace of mind knowing that 80% of participants take home a baby.

“With Fertility Access, we knew we had a financial safety net. The reassurance that provided allowed us to focus our full attention on building the family we deeply desired.”
Terry Ives
"In this crazy TTC world, every month can seem like an eternity. In fact when we finally found [our doctor,] we had already been through the ringer. Fortunately, we qualified for a loan in minutes and cleared to start in days. I was shocked and relieved beyond belief. I felt the full support of the team who understood my every need."
"The peace of mind knowing that we had a financial partner who understood the fertility process and the nuances involved in seeking fertility treatment, for us, made all the difference. And now we are FINALLY expecting our bundle of joy, which made every needle stick and every dollar spent completely worth it."
"I would give the Fertility Access program 6 stars if I could. Easy, straightforward, and fast. Three words not normally used to describe a financial transaction. I’m thankful for the opportunity, and I would recommend Fertility Access and their financing partner (CapexMD) to anyone who is in need. Thank you."
"The 100% Refund Program seemed too good to be true. We researched and read, and researched and read some more to find “the catch.” Fortunately, there wasn't one! And fortunately we were successful! But all the while, we knew we made the right decision and had a safety net to fall back on, just in case things didn’t go our way."
"I felt like I had the support of the entire Fertility Access team behind me. No question was left unanswered or concern left unaddressed. We were able to proceed with full confidence that we understood our options and made the right choice. Can’t thank you enough."
"At first we felt like we were dealt blow after blow – first, needing treatment to conceive and second, learning our insurance didn’t cover. Thank goodness our doctor told us about Fertility Access. I was pleasantly surprised at how easy the application process was and how quickly we were approved for financing."
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Fixed-Cost Plans with Fertility Access
Our Refund and Multi-Cycle Discount Programs help manage the cost of treatment by offering multiple retrievals and transfers at a discounted, fixed cost. Our programs allow you to plan beyond one attempt to strengthen your chances of having a baby.
100% Refund Program
Includes 3 retrievals and unlimited frozen embryo transfers.
Ultimate Peace of Mind
Learn More50% Refund Program
Includes 2 retrievals and unlimited frozen embryo transfers.
Increase Your Odds
Learn MoreMulti-Cycle Discount
Include 2 or 3 retrievals and unlimited frozen embryo transfers.
All IVF Patients Qualify
Learn More100% Refund Program
Includes 3 retrievals and unlimited frozen embryo transfers.
Ultimate Peace of Mind
Learn More50% Refund Program
Includes 2 retrievals and unlimited frozen embryo transfers.
50% Refund
Learn MoreMulti-Cycle Discount
Include 2 or 3 retrievals and unlimited frozen embryo transfers.
All IVF Patients Qualify
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